Author

Michael Erwin

Set the Cruise Control on Your Investments

Watching the stock market can be exciting some days, especially if you have your life’s savings wrapped up in investment accounts. But it turns out that watching the market’s rises and falls can be detrimental to your portfolio’s return. News… Continue Reading →

What Is a 401(k) and What Investments Should I Choose?

Our clients often ask, “What investments should I choose in my 401(k)?” A 401(k) is a workplace retirement savings plan that has certain tax advantages for both the employer and the employee. Typically, when you elect to participate in your… Continue Reading →

Financial Planning When You’re In Your Twenties

According to a recent poll, the top indicators of being “grown up” are 1) taking full responsibility for your own actions, and 2) being financially independent. Some of the more traditional understandings, such as “finishing my education” and “getting married” were… Continue Reading →

Tax Savings Alert for Indiana Residents

If you are paying for college (for yourself or someone else), get ready for a huge tax savings on your Indiana state tax return! The Indiana Code (IC 6-3-3-12) provides a tax credit for contributions to the Indiana CollegeChoice 529… Continue Reading →

Annuity: Check the Fine Print

The regular ups and downs of the stock market are a thrill ride many people don’t want to take. We want some assurance that our hard-earned money won’t disappear in a market downturn. That’s the very moment that the annuity… Continue Reading →

How to Handle a Bear Market

A client recently expressed concerns about a coming decline in the value of stocks. She’s right to be concerned – we are entering the seventh year of rising market values. Since March 2009, the S&P 500 index is up 200 percent. This… Continue Reading →

How Much Money Do I Need for Retirement?

Do you know how long your current retirement savings will last? Most American households have far less than they need for retirement. According to a study by the National Institute on Retirement Security, “62 percent of working households age 55-64 have… Continue Reading →

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